Learn how the annual consumer spending information can help you retain profitable accounts and identify the best new customers.
Call us at 1 888 414 1120
Download a presentation with additional features and details about this industry-unique algorithm.
Learn how changes in the economy have impacted consumer credit behavior.
Experian TAPSSM is the first commercially available algorithm that uses credit data to calculate annual consumer spending.
The TAPS algorithm discriminates consumer spend, accurately and independent of balances, with R2of 0.75-0.85
TAPS varies significantly within Income Insight bins
VantageScore is not correlated with consumer spend. TAPS is a necessary complement to a risk score.
Deposit balances are significantly correlated with TAPS.
HELOC balances are also correlated with TAPS.
The form below is for requests from businesses only.
If you are a consumer looking for fast resolution to your consumer credit questions, please visit our Personal Services Contacts page.