Tag: credit risk
One caveat of optimization is in order to choose an optimal decision you must first simulate all possible decisions.
To maximize limited marketing spend, lenders will need to be more prescriptive to increase response rates on fewer delivered offers.
Profitability analysis is one of the most powerful analytics tools in business and strategy development. Yet it’s underrated and often ignored.
Experian's global insights report explores the shift in the volume of online activity and experiences over the past several months resulting from COVID-19.
In our most recent podcast, Experian experts discuss how to enhance your portfolio analysis after an economic downturn and drive greater access to credit.
This is the third in a series of blog posts highlighting optimization, AI, predictive analytics, and decisioning for lending operations.
Shannon Lois, Experian’s Head of DA Analytics and Consulting and Bryan Collins, Senior Product Manager, tackled questions for lenders amidst COVID-19.
This is the second in a series of blog posts highlighting AI, optimization, and decisioning for lending operations in times of extreme uncertainty.
The second of a three-part series, mitigating risk and addressing operational challenges are key considerations for a market downturn.
The need for a COVID-19 response is high. This blog series will outline key areas to focus on including risk, consumer behavior, compliance and operations.
The DMV is embracing technology to improve overall customer experience, and financial institutions can benefit from doing the same.
Experian is ushering a new age of consumer empowerment with Experian Boost, which eliminates the guesswork of what goes into a credit score.
There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.
Understanding the importance of customer experience to business strategy and performance
Using a risk model based on older data can result in reduced predictive power.