Mortgage default risk improving

Updated: June 12, 2026 by Guest Contributor 1 min read April 23, 2012

A recent study compiled by VantageScore® Solutions found that default risk associated with mortgage originations has improved. The likelihood that a borrower will become 90 or more days past due after a mortgage has been originated was 2.5 percent in 2011, far lower than in 2009, where it hovered at 7 percent.

Get your VantageScore® credit score.

Source: View the complete VantageScore Solutions 2011 Annual Validation study.

VantageScore® is owned by VantageScore Solutions, LLC.

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