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Small businesses shrug off headwinds for a strong start to Q1 – Main Street Report

Experian and Moody’s Analytics have just released the Q1 2019 Main Street Report. The report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary on what certain trends mean for lenders and small businesses.

May 14,2019 by

Regulation of Models Poses Challenge to P&C Insurance Carriers

Serving commercial Property & Casualty insurers is a major objective of 3rd parties in the analytics and data space. This industry vertical is one in which standard credit tools already apply to the carrier’s challenge in managing claims risk; there is continued investment within and beyond the industry in developing innovative tools for this purpose. However, a smooth roll out of such tools at scale requires a comprehensive understanding of the regulatory process and its constraints.

Apr 15,2019 by Gary Stockton

Announcing BusinessIQ 2.0

Today we are very proud to be taking the wrapper off the next generation of our flagship commercial credit management application, BusinessIQSM 2.0. To meet the ever-changing needs of our clients, we continue to grow and modernize with them.  This innovative and powerful analytical web-based application is designed for commercial enterprise and small-business risk management. From the new interface and side bar navigation to enhanced search and match technology, to judgmental and rules-based scorecards, all the way to custom model scores, Experian’s BusinessIQ 2.0 has something for everyone. Let Experian meet you where you are and take you to where you want to be. BusinessIQ 2.0 Overview In this video we highlight some of the key features of BusinessIQ 2.0. Learn more by going to:  

Apr 01,2019 by

Q4 small business credit outlook turns neutral from positive

Experian has released the Experian/Moody's Analytics Main Street Report for Q4 2018. The report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what certain trends mean for credit grantors and the small-business community.

Feb 12,2019 by

Getting ahead of the next down turn with stress testing and forecasting

I have been on the road meeting with clients at advisory events, forums, and industry thought leadership conferences, and what I continue to hear is a concern about the upcoming recession. The drivers of the next recession are up for debate but the consensus is that it is inevitable.

Nov 26,2018 by

Small business credit conditions are positive, but headwinds are building

Today Experian and Moody's Analytics released the Q3 2018 Main Street Report. The report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what certain trends mean for credit grantors and the small-business community. 

Nov 13,2018 by

Global Fraud Costs Businesses $3.7 Trillion Annually

It's International Fraud Awareness Week and Experian would like you to know how big the problem is for businesses.

Nov 12,2018 by Gary Stockton

Celebrating Veterans Day

Today we are celebrating Veterans Day in the United States. With deep gratitude for their service and the many sacrifices made for our country, Experian salutes Veterans across the country, and around the world, and we extend our warmest wishes for a Happy Veterans Day.  

Nov 11,2018 by

Introducing Business TargetIQ, B2B marketing with powerful business credit insights

Experian Business Information Services recently introduced a powerful new marketing platform called Business TargetIQ. Product Manager, Kelly DeBoer answered a few questions about the product and described use cases that promote greater collaboration between credit and marketing departments.

Nov 05,2018 by

Bank Partnerships with FinTech’s Continue to Grow

As a Senior Consultant with Experian Advisory Services, Gavin Harding works closely with many of Experian's FinTech and Financial Institution clients to find solutions to complex problems. We sat down recently to talk about bank partnerships, how they come about, what makes them successful, and how Experian supports them.

Nov 01,2018 by

How Social Media Insight helps to mitigate risk while creating opportunities for small business

We sat down with John Krickus, Senior Product Manager for Experian's Scoring solutions to ask about the new Social Media Insight, and how this data and score are being used to help businesses strengthen scoring models, and create opportunities for emerging small businesses with limited credit history but strong social media profiles. 

Oct 15,2018 by

Why Data Models Matter More Than Ever

Are the credit models you are using to make lending decisions more than 2 or 3 years old? If so, you are likely making less than optimal credit decisions. You may be turning down a customer who is a good risk — while taking on customers who are more apt to default on their obligations.

Aug 15,2018 by

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The latest insight, tips, and trends on all things related to commercial risk by the team at Experian Business Information Services. Please follow us on social media.

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