Main Street Report
The Experian Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what specific trends mean for credit grantors and the small-business community. Critical factors in the Main Street Report include a combination of business credit data (credit balances, delinquency rates, utilization rates, etc.) and macroeconomic information (employment rates, income, retail sales, industrial production, etc). The Main Street Report is published quarterly.
Main Street Report Q2 2026: Experian's small business credit analysis reveals a K-shaped economy, rising subprime debt, regional delinquency.
The Experian Main Street for Q1 2026 highlights a landscape defined by mixed macro signals, tightening credit, and early signs of stress.
Report shows tighter credit conditions, with modest delinquency movements, disciplined utilization rates, and accelerating new business starts
Main Street Report - small businesses are navigating an environment marked by persistent inflation, elevated interest rates, and volatility.
Explore key Q1 2025 small business credit trends, risks, and growth signals with insights tailored for today’s data-driven risk leaders.
Experian Q4 Main Street Report reveals credit trends, lending shifts, and economic forces shaping growth amid policy changes and global uncertainties.
Small business credit performance resilient in Q3 as tariffs re-enter supply chains complicating an otherwise stable environment.
Download the Main Street Report for in-depth analysis on recent small business credit performance.
Experian Main Street Report says strength in the economy pushes through inflation. Download for analysis on Q1 small business performance.
