The aggressive interest rate hikes instituted by the Federal Reserve over the past year and a half may have achieved the desired goal. Easing...
The labor market remains robust with low unemployment (3.8%) and 366K new jobs created in September. Job openings in the U.S. were 9.6MM as...
The Commercial Pulse report provides a bi-weekly directional update on small business credit. It delivers a quick read on macroeconomic conditions, high-level credit trends,...
Recent news of the SVB collapse highlights the vulnerability of small banks and their crucial role in serving local communities. Small and medium-sized financial...
Bankruptcies and collections are on the rise since mid 2022. Pandemic-related relief and forgiveness suppressed collections for most of 2021 and the first half...
A recent credit study of a regional utility found significant numbers of small businesses with no credit profile despite a history of positive...
So far, the economy has been extremely resilient, with Q4 GDP coming in above expectations at 2.9%, inflation cooling, supply chain issues easing, and...
In this post we discuss reject inferencing and how it can help credit departments grow commercial accounts without taking on more risk....
Heading into the holiday season, we'll see if consumers continue to spend at high levels, or if higher prices, higher interest rates and lower...