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Since January 2021, a seasonally adjusted average of 444K new businesses opened each month, 52% higher than the pre-pandemic 2018-2019 monthly average. In light...

March 12, 2024 by Marsha Silverman

Experian's Kyle Matthies provides a roundup of international credit report usage statistics showing which regions are surging or...

March 1, 2024 by Kyle Matthies

Retail sales reached a 4-year high of over $615B in December 2023 with yearly retail sales growing 4.6%. At the same time, lenders are...

January 30, 2024 by Marsha Silverman

The aggressive interest rate hikes instituted by the Federal Reserve over the past year and a half may have achieved the desired goal. Easing...

November 20, 2023 by Marsha Silverman

The labor market remains robust with low unemployment (3.8%) and 366K new jobs created in September. Job openings in the U.S. were 9.6MM as...

October 9, 2023 by Marsha Silverman

The Commercial Pulse report provides a bi-weekly directional update on small business credit. It delivers a quick read on macroeconomic conditions, high-level credit trends,...

April 25, 2023 by Emily Garman

Recent news of the SVB collapse highlights the vulnerability of small banks and their crucial role in serving local communities. Small and medium-sized financial...

April 12, 2023 by Emily Garman

Bankruptcies and collections are on the rise since mid 2022. Pandemic-related relief and forgiveness suppressed collections for most of 2021 and the first half...

March 14, 2023 by Emily Garman

A recent credit study of a regional utility found significant numbers of small businesses with no credit profile despite a history of positive... March 13, 2023 by Sung Park

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