Small business credit conditions are positive, but headwinds are building

Published: November 13, 2018 by Gary Stockton

Today Experian and Moody’s Analytics released the Q3 2018 Main Street Report. The report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what certain trends mean for credit grantors and the small-business community. 

For Q3 2018, the overall outlook for small-business credit is positive, but some industries such as construction have a negative outlook.

Delinquency rates stable for now

Delinquency rates are stable around their current levels, but this could change quickly if risks mount for certain industries.  Continuing strength in the economy should keep small-business credit performance in check through the fourth quarter and early next year. Rising interest rates, destabilizing trade policy and slowing home-price growth are potential sources of trouble that are already starting to impact some regions.

To bring insight to these Q3 business credit findings, Experian and Moody’s Analytics will be presenting the Quarterly Business Credit Review for Q3 2018 on Tuesday, December 11th 10:00 a.m. (Pacific) 1:00 p.m. (Eastern).  Read the report and bring your questions, we will be opening up the session for live Q&A as we dig into the numbers and the outlook for Q4 2018. We hope to see you there.


gavin_harding_200x200 derrek-g-mccrank-300x300 cristian-deritis-150x150
 Gavin Harding Derrek G. McCrank Cristian deRitis

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