Experian Marketing Services’ ChoiceScore Now Available Through Reseller Adrea Rubin Marketing

Posted on Jun 14 2012 by

Experian Marketing Services, a leading provider of data, analytics and marketing technologies, today announced an expanded relationship with Adrea Rubin Marketing, Inc., the life and health insurance marketing leader. This relationship makes Adrea Rubin Marketing a preferred provider of Experian Marketing Services’ ChoiceScore to the life and health insurance vertical.

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How Experian is Helping Consumers with Little to No Credit History

Posted on Jun 14 2012 by

Did you know that there are 64 million people in the United States that have little or no traditional credit history?

These people are typically referred to as underbanked or underserved consumers and Experian just announced Extended View Score that can help these consumers gain access to credit products and services, which can lead them down the path of building a fuller credit history.

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FDIC Announces Revisions to Proposed Large Bank Pricing Rule

Posted on Jun 12 2012 by


Earlier this spring, the Federal Deposit Insurance Corporation (FDIC) announced a proposed amendment to the Assessments, Dividends, Assessment Base and Large Bank Pricing (LBP) rule that it put forward in February 2011.

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Experian Healthcare Ranks #77 on the Healthcare Informatics 100 List

Posted on Jun 07 2012 by

Experian Healthcare, the leading provider of financial information services and market intelligence for health systems, hospitals, medical groups and specialty organizations, today announced that it is ranked No. 77 on the 2012 Healthcare Informatics (HCI) 100 list.

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Data Breach Legislation passed in Vermont and Connecticut

Posted on Jun 01 2012 by


Although 46 states, the District of Columbia and Puerto Rico have passed laws requiring consumer notification in the event of a security breach of personal information, recent large-scale and publicized breaches continue to make data security a top legislative agenda item in statehouses across the country. Of the 15 data breach proposals introduced by State legislators this year, two have been signed into law.

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Experian RentBureau to Receive Rental Payment History from Riverstone Residential Group

Posted on May 30 2012 by


Experian® RentBureau®, the leading provider of rental payment history data to the multifamily industry, today announces the agreement of Riverstone Residential Group to contribute its residents’ payment data to Experian RentBureau.

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Consumer Credit Scores for Auto Loans Drop to Near Prerecession Levels

Posted on May 29 2012 by

Experian Automotive today announced that average credit scores for consumers buying a vehicle have dropped to near prerecession levels.

According to its quarterly automotive credit analysis, the average credit score for financing a new vehicle dropped six points to 760 and dropped four points to 659 for used vehicles. Comparatively, credit scores in Q1 of 2008 were at an average of 753 for new vehicles and 653 for used.

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Experian Acquires Conversen Inc.

Posted on May 21 2012 by

Experian Marketing Services today announced the acquisition of Conversen. Conversen is a pioneer in developing interaction management technologies that enable marketers to create fully integrated, cross-channel conversations through mobile, Web, social, email and traditional channels.

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50% Discount on BusinessIQ Express to Celebrate National Small Business Week

Posted on May 21 2012 by

Experian®, the leading global information services company, today announced that during National Small Business Week, May 20–26, it will offer BusinessIQ Express at half off its annual subscription price for the first year of service.

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Experian and Moody’s Analytics Launch Small Business Credit Index

Posted on May 17 2012 by

Experian®, the leading global information services company, today announced that it has joined forces with Moody’s Analytics to create a business index and detailed report that provides insight into the health of U.S. businesses.

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Securely Access Your Social Security Earnings and Benefit Information Online

Posted on May 17 2012 by

Secure and convenient online access to your Social Security earnings and benefit information is available due in part to fraud prevention services that help the U.S. Social Security Administration (SSA).

The SSA uses Experian fraud prevention services to securely authenticate and safeguard the identities of consumers who now have online access to their Social Security earnings and benefit information through the SSA’s new online Social Security Statement.

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Experian Provides Renters Opportunity to Build Credit with ClearNow®

Posted on May 16 2012 by


Experian®, the leading global information services company, today announced that it has extended its capability to accept rental payment data from individual landlords and property managers through its new collaboration with ClearNow®. Learn more.

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CFPB Privilege Issue Debated by Policymakers

Posted on May 16 2012 by


Recently there has been one area of Consumer Financial Protection Bureau (CFPB) reform that has gained support from Republicans and Democrats in Congress, as well as the CFPB Director himself: ensuring the confidentiality of privileged information that financial institutions provide to the bureau.

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How PowerCurve Decision Management Software Helps Businesses

Posted on May 15 2012 by


We recently announced the availability of PowerCurve, the new decision management software portfolio, which helps organisations manage and grow their portfolios by improving the way they use information to make customer decisions.

PowerCurve builds on more than 30 years of experience that Experian has providing organizations across the globe with expert decisioning tools. It is equipped with some of the most advanced decision analytics capabilities in the market today.

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Move Forward Into Dynamic Decisioning with PowerCurve

Posted on May 11 2012 by

For those of you who did not attend Experian’s Vision Conference this week, you may have missed an opportunity to learn how to drive profitable growth by leveraging the PowerCurve software to make accurate, analytics-based decisions quickly, efficiently and repeatedly to acquire, manage and grow your customer relationships. However, it’s not too late for you to catch up.

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New Online Tool Helps Small Businesses Improve Cash Flow

Posted on May 10 2012 by


Earlier this week, Experian launched BusinessIQ Express, a new online tool designed to help small businesses improve cash flow by helping them make more informed decisions about their business relationships. Learn how this new tool can help small businesses.

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FTC Privacy Report Proposes Framework for Industry to Follow

Posted on May 10 2012 by


On March 26th, the Federal Trade Commission (FTC) released its highly anticipated final reports on consumer privacy, entitled “Protecting Consumer Privacy in an Era of Rapid Change.”

In their final report, the Commission applauded industry’s efforts towards strengthening industry self-regulations—including the Digital Advertising Alliance’s Self Regulatory Program for Online Behavioral Advertising—but called on industry to do more to protect consumer privacy.

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Experian News from Vision 2012 – Wednesday Morning Show

Posted on May 09 2012 by


On the final day of Vision 2012, we talk with Michele Raneri, vice president, analytics, to analyze one of the industry’s most pressing issues: financial stress of the American consumer. We also get some key takeaways from Vision 2012 from Kerry Williams, Experian group president.

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Experian News from Vision 2012 – Tuesday Evening Show

Posted on May 08 2012 by


This Experian TV episode kicks off with a review of some of the key priorities of the CFPB and looks at some of the programs it is planning to develop. We also sit down with Keir Breitenfeld, senior director, fraud and identity solutions, to discuss fraud detection, and we go one-on-one with Amy Hysell from Arizona Federal Credit Union to look at how a troubled portfolio can be turned around using Experian tools.

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The Randomness of Credit Card Fraud and How to Prevent It

Posted on May 08 2012 by


We’ve all seen news clip of a tornado that twisted down a street, destroyed one house, missed the next two then demolished another block or two of people’s lives. Credit card fraud is equally indiscriminate.

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Mortgage Lending Still Under the Microscope – Vision 2012

Posted on May 08 2012 by

As more Americans emerge from the economic depths of the recession, they’re reminded by one significant fact: not all consumers reduced their debt burdens during 2011. Super-prime VantageScore® consumers — those with scores of 901 to 990 — actually increased debt by $100 billion from Q4 of 2010, notably in new mortgage, bankcard and auto debt.

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Experian Vision 2012 – Tuesday Morning Show

Posted on May 08 2012 by


To gear up for the second full day of Vision 2012, we chat with Kerry Williams, Experian group president, to discuss how clients can achieve growth using three key strategies. Check out the video to see his recommendations.

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Experian News from Vision – May 7, 2012

Posted on May 08 2012 by


The first day of Vision 2012 covered numerous topics and offered attendees many new industry insights. In this episode of Experian TV, we catch up with Steve Wagner, president, consumer information services, to discuss universe expansion and strategies to find new consumers, and Tony Hadley, senior vice president, government affairs, to review consumer financial literacy and the CFPB. We also sit down with Andy Sheehan, senior vice president of marketing, to discuss this year’s Vision theme: growth.

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The Lifespan of a Fraudster – Vision 2012

Posted on May 07 2012 by


The lifespan of a fraudster is short, but prolific. It typically takes about seven days to wreak millions of dollars of damage across a wide network of unsuspecting customers. The fraudsters begin by sending tens of thousands of emails to unsuspecting folks—your customers. They politely ask them to log-in to their bank account to confirm their password.

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Consumer Credit Trends: The Ups, The Downs – Vision 2012

Posted on May 07 2012 by


Unemployment remains high nationally, though consumer spending is steadily increasing.
Housing remains a stumbling block for the economy, while loan delinquencies show signs of improvement for most lines of business. What does this all mean?

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