Tag: Experian

College grads ill-prepared to manage credit

Conditions for small-business credit remained relatively unchanged in Q1 2016

Colleges failing in credit education according to graduates

HELOC originations benefit from the real-estate recovery and consumer desire to tap into available equity

The majority of newlyweds say financial responsibility is a key quality in a spouse. Yet many neglect to discuss finances with their partner before marriage

Experian has acquired CSIdentity Corporation (CSID), a leading provider of consumer identity management and fraud detection services.

Experian's most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs).

Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest contribution came from captive auto lenders at $47 billion (a 14 percent increase), credit unions experienced the largest year-over-year increase of 35 percent, with originations reaching $37 billion in the latest quarter. As auto loan originations continue to grow, lenders can stay ahead of the competition by using advanced analytics to target the right customers and increase profitability. Learn how your automotive portfolio compares through the peer-benchmarking capabilities of IntelliViewSM, and view sample reports by industry. Source: Access the latest credit trends with Experian's IntelliView.

According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing so.

Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans.

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer interaction.

As data breaches continue to attract publicity, consumers are expecting more from impacted organizations.

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year.

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer.

A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who has.