Data & Analytics
Holiday spend for 2017 was healthy, translating into big business for credit card portfolios. But how do card companies keep the business in 2018?
Knowing which of your customers may receive a tax refund is critical. Trended data can help collectors understand who will use it to pay down debt.
The phrase swap set refers to “swapping out” a set of customer accounts and replacing them with, or “swapping in,” a set of good customer accounts.
As we enter the holiday season, headlines abound around the shifts and trends in retail. Here from retail expert John Squire on the latest evolutions in the space.
Synthetic id fraud in a post breach world
Consumers swipe their credit cards at staggering rates, but drilling into how each individual uses their card can reveal telling details about their lifestyle and spend.
With so much data being generated by our social media obsession, should lenders consider social media insights to assess credit risk?
APIs--Application Programming Interfaces--are the hidden backbone of our modern world which allow software programs to communicate with one another.
Many clients use the same debt collection strategy they’ve used for years never considering the customer experience for the debtor
In Experian’s latest State of Student Lending report, we dive into how the $1.4 trillion in student loan debt for Americans is impacting all generations in regards to credit scores, debt load and delinquencies.
Student loan crisis? Here's what the data from the past four years says...
Successful data migration depends on attention to detail, no matter how small. Here are 3 items essential to a successful data migration:
With today's digital identity, how do you know you’re interacting with a legitimate individual rather than an imposter?
Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. How can a data-driven approach help?
Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving.