Credit & Risk
Digital credit offers and regulations. There’s no question today’s consumers have high expectations. As financial services companies wrestle with the laws and consumer demands, here are a few points to consider:
Model validation is essential in evaluating and verifying a model’s performance during development before finalizing design and implementation.
Financial services lenders and businesses are increasingly seeking to leverage enhanced digital marketing channels, but how does regulatory play into the mix?
CFSI’s Thea Garon talks about a free, open-source tool from the organization to help financial institutions drive consumer financial health.
According to our State of Alternative Credit Data research, more lenders are using alternative credit data to determine if a consumer is a good or bad risk
The first full day of Vision 2018 featured in-depth talks on alternative credit data, enhanced credit marketing, faster decisioning, fraud and identity protections and the latest in tech innovation.
In an all-new report, Experian dives into “The State of Alternative Credit Data,” providing in-depth coverage on how alternative credit data is defined, consumer personas, and how this data complements traditional credit data files.
A thoughtful segmentation analysis contains two phases: generation of potential segments, and the evaluation of those segments.
A robust segmentation analysis contains two components: first is generation of potential segments, and the second is generation of potential segments.
In a new study, Clarity analyzed the trends and financial behavior of subprime loan users. Discover the latest insights and shifts.
Do you have a client who is applying for credit but has placed a security freeze on his Experian file? Here’s how you can help.
Federal agencies are most directly impacted by new NIST standards but is a shift in identity proofing for consumers, businesses and public sector agencies.
Experian introduces new trended attributes to help lenders better serve consumers across the credit life cycle
Trended attributes can provide significant lift in the development of segmentation strategies and custom models are used effectively across the life cycle.
In helping lenders with new product launches, there are common areas of focus and specific steps to move from initial business case to tactical planning.