Kevin Clements oversees Experian’s Mortgage Product alignment and development pertaining to the solution sets delivered in the mortgage Originations vertical. In this role, Clements helps drive Experian’s mission to deliver a more streamlined mortgage process with data and analytics through a relentless evaluation of a fast, frictionless, and secure borrowing experience for lenders and consumers.

-- Kevin Clements

All posts by Kevin Clements

What BNPL Rules Reveal About the Future of Mortgage Credit Scoring

Housing

What do BNPL rules mean for mortgage credit scoring? As regulators push for greater transparency and alternative data reporting, lenders must adopt modern credit models that include rent, cash flow, and trended data. Learn how evolving BNPL guidance signals the future of mortgage underwriting and why forward-thinking lenders are modernizing scoring strategies now.

Published: March 4, 2026 by Kevin Clements

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