Gavin Harding shares perspectives from American Banker’s Marketplace Lending & Investing Conference which took place in New York City.

We know that small business is the heart of the U.S. economy, driving the majority of private-sector employment. But just how successful in managing credit is the average small business owner compared with the average consumer?  In a new data study titled The Face of Small Business, Experian examines key credit and demographic attributes of both groups and uncovered distinct differences.

Highlights from the Q2 2016 Main Street report, it offers a unique quarterly snapshot into the health of small business credit in the United States.

In just one week, Augmented Reality (AR) proved itself to be the Next Big Thing in popular entertainment. Within days of Niantic Labs release of Pokémon Go, in which players "hunt" and "capture" fantastical creatures using their smartphone cameras, tens of millions of Americans have become hooked on the game. According to media reports, the app has already been installed on twice as many phones as Tinder™, is used twice as much as Snapchat, and is surpassing the all-powerful Twitter in its number of daily active users. The skyrocketing value of parent company Nintendo's stock price has provided further testament to the game's perceived long-term stamina.

Experian Business Information Services announces collaboration with Moody’s Analytics on the Experian/Moody’s Analytics Main Street Report. 

The small business credit share is a consortium of banks, credit card companies, leasing agencies and other companies that have agreed to provide financial and non-financial data in exchange for exclusive access to data from other contributors.

When collecting on delinquent debt, the most successful way to approach them is with a combination of perseverance, politeness, and professionalism.

Simply put, online marketplace lending is here to stay. This post includes perspectives from several marketplace lending leaders, about its rapid growth.

Loan aggregators are the ultimate matchmakers. They compare the needs and qualifications of borrowers with lenders and bring the two parties together.

In the wake of the Great Recession, numerous entrepreneurs began to use online lending platforms to offer capital funding programs, short-term loans and other business-to-business (B2B) credit plans to small-business owners who were otherwise unable to do business with traditional banks. Today, much has changed, and "marketplace lending" has grown with loans coming in a wide variety of types, sizes, lengths and terms. The characteristics marketplace lenders tend to share include:

Charles H. Green offers his perspectives on the marketplace lending sector, and how regional banks can build better lending portfolios.