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Data and Analytics


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Bank Partnerships with FinTech’s Continue to Grow

We spoke with Gavin Harding about what makes successful partnerships between fintechs and banks work, and how Experian supports them.

Published: November 1, 2018 by
How Social Media Insight helps to mitigate risk while creating opportunities for small business

Alternative data such as social media data can be used to lift the business credit scores of thin-file businesses. We explain how.

Published: October 15, 2018 by
Why Data Models Matter More Than Ever

To make the most accurate business credit decisions possible, many companies are turning to data-driven decisioning models powered by artificial intelligence (AI) within machine learning engines.

Published: August 15, 2018 by
Improving Customer Experience for Utility Companies Through Decisioning as a Service (DaaS)

For utility companies, the customer onboarding process can sometimes be complex, especially if a manual credit decisioning process is in play. We explore ways to improve that process with DaaS.

Published: August 13, 2018 by
An innovation playground: Why financial institutions need an analytics sandbox

The appetite for businesses incorporating big data is growing significantly as the data universe continues to expand at an astronomical rate. In fact, according to a recent Accenture study, 79% of enterprise executives agree that companies that do not embrace big data will lose their competitive position and could face extinction.

Published: August 8, 2018 by
How insurance carriers can use social media to improve underwriting

A gastropub restaurant applies for business insurance and is approved. However, social media insights show the restaurant is declining. Even though underwriters usually take a quick look at social media postings, evaluating the trends of the business is not part of the decision process.

Published: August 6, 2018 by
Integrating Credit Decisions with the Back Office

Integrating credit decisions means moving toward an automated solution that integrates credit decisions with ERP, CRM, or other custom system, employing APIs.

Published: August 6, 2018 by
4 common portfolio management mistakes to avoid

Helping credit management professionals with 4 common mistakes credit and risk managers need to avoid to successfully manage their portfolio.

Published: July 30, 2018 by
How to Modernize Decisioning with Automation and Real-Time Responses

Experian Product Manager, Erikk Kropp, discusses best practices for automating credit decisioning for a faster approval process.

Published: July 24, 2018 by Erikk Kropp
Introducing Social Media Insight

Experian has introduced Social Media Insight, breakthrough social media data for managing risk. Use social media data to mitigate risk.

Published: June 29, 2018 by
What level of data analysis do you need?

Data analysis surrounding lending practices for commercial lenders falls into 4 distinct buckets that define scope, usability, and purpose. In this post we will discuss how they differ in terms of value and complexity.

Published: June 28, 2018 by
5 questions you must ask before extending business credit

All business customers are not created equal. Successful credit management requires you to carefully evaluate the financial health of every business

Published: June 21, 2018 by
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The latest insight, tips, and trends on all things related to commercial risk by the team at Experian Business Information Services. Please follow us on social media.

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