Small Business Credit Insights

Andrea Schmalzer is an analytical consultant in the Commercial Data Sciences team here at Experian, and she just completed a study of the mining industry titled "Managing volatility: the unique credit risks of the mining industry", so we did a quick Q&A with Andrea about her research.

Experian has just released the Q3 2017 Experian/Moody's Analytics Main Street report and the overall outlook for small-business credit is stable. The report states outstanding balances on small-business credit declined slightly in the third quarter, continuing a two-year trend. Delinquency and default rates were steady to declining, and business balance sheets continue to improve. Continued improvement in the labor market and economic growth bodes well for credit performance in the short term. Despite the overall optimism, pockets of localized weakness are developing and will warrant observation over the next few quarters.

Within the span of two weeks, Texas and Florida, have been devastated by two category 5 hurricanes. This post summarizes business impact.

Experian looked to its wealth of business credit data to gauge the overall magnitude of hurricane harvey, and the impact to regional businesses.

Experian and Moody's Analytics accounce the release of teh Q2 2017 Main Street Report. Small business delinquencies push lower.

On May 10th we hosted an episode of Business Chat | Live. This episode features an interview with Experian Director of Analytics and Consulting, Peter Bolin. Peter shared highlights from his "State of Small Business Credit" presentation, which he co-presented at our Vision Conference in Orlando with Cristian DeRitis of Moody's Analytics.

Senior business consultant, Gavin Harding provides a recap of the marketplace lending panel discussion, which took place at Experian's Vision Conference.

The Experian/Moody's Analytics Main Street Report provides small business credit trends and offers insight on the coming quarter.

Today Experian released the Q4 2016 Experian/Moody's Analytics Main Street Report. The report offers deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what certain trends mean for credit grantors and the small-business community as a whole.