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Report

2018 Alternative Financial Services Lending Trends

Published November 28, 2023

Alternative Financial Services Credit & Economic Trends

Access our 2018 trends report, which dives into the latest findings attached to the industry and the consumers utilizing Alternative Financial Services products. Uncover new data on payment behavior, credit utilization and quality, and consumer stability for those individuals using products like short-term loans, pawn shops, payday loans, rent-to-own and beyond.

Discover how traditional lenders can benefit from these data insights, as well as what it reveals about subprime consumers.

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21 August 2026

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  • Examine job creation, unemployment and wage growth
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19 August 2026

2026 State of Telecommunications Report

Telecom providers are operating in a mature market where customer behavior and credit trends are shaping performance. This report explores how those shifts influence outcomes across the lifecycle, including:

  • Early-stage delinquency and payment behavior
  • Acquisition and upgrade exposure
  • Alternative data, including ITIN populations
  • Lifecycle drivers of long-term performance
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29 July 2026

2026 State of fintech report

Read the latest State of Fintech Report to see strategy playbook fintechs are implementing in 2026 and beyond. Key insights include:

  • How fintech leaders are balancing growth, fraud risk and portfolio performance
  • Why data strategy is becoming a competitive advantage in credit decisioning
  • How identity, credit and behavioral signals are enabling smarter lifecycle decisions
  • Practical actions fintech organizations can take to grow with confidence in 2026
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03 July 2026

Q2 2026 Lending Conditions Chartbook

Understand the economic and consumer trends shaping today's lending environment.

  • U.S. economic outlook and market conditions
  • Consumer credit demand and financial stress trends
  • Lending performance across major credit products
  • Key indicators to inform lending and portfolio strategies
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