Regulatory and Policy Compliance

Experian’s Global Consulting Practice helps financial services and other organizations address regulations and internal policies with which they must comply. Some of the key laws and regulations that companies need to be aware of include:

• Comprehensive Capital Assessment and Review (CCAR) and Capital Plan Review (CapPR)
• Dodd-Frank Act
• Large bank pricing rule
• National Credit Union Administration (NCUA)
• Basel Accords II and III
• Office of the Comptroller of the Currency (OCC) bulletin 2011-12
• Red Flags Rule
• Risk-based Pricing Rule
• Federal Financial Institutions Examination Council (FFIEC) guidance

Benefits our clients have realized through a regulatory and compliance review:

• Satisfy risk and regulatory requirements
• Optimize credit strategies to maximize the value of your lending portfolios
• Evaluate key lending processes to understand the impact of a rule on resources and technologies
• Obtain full transparency and open documentation for your audit needs
• Access packaged or custom models with integration support, validation and testing, and future recalibration

Examples of ways we are helping our clients with compliance include:

• Model risk management
• Bank stress testing and capital plan assessment
• Federal Financial Institutions Examination Council compliance review
• Strategic pricing assessment