Smart Ways to Budget for the Holiday Season 

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by@Experianon X (formerly Twitter) and all are welcome to participate. DM us any questions.

Don’t let financial stress dampen your holiday cheer! Join our chat and learn effective tips and tricks for preparing a budget that allows you to enjoy the holidays without breaking the bank.

Topic: Smart Ways to Budget for the Holiday Season

When:Wednesday, October 11, 2023 at 3 p.m. ET.

Where:Join thelive hashtag discussion

The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News and World Report; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian, Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:

1. Why is it important to create a budget for the holiday season?
2. What items should you factor into a realistic holiday budget?
3. How can you plan ahead to avoid overspending during the holiday season?
4. What are some tips for saving money on gifts without sacrificing quality?
5. What are some effective ways to track your holiday spending and stay organized?
6. How can you make the most of coupons, promotions and sales to stretch your holiday budget?
7. What should you know about using your credit cards for your holiday shopping?
8. How can you avoid unnecessary spending and impulse purchases during the holidays?
9. How can you include your family and friends in budgeting for the holiday season and make it a collaborative effort?
10. Are there any alternative gift-giving ideas that can help you save money while still spreading joy?

Check out our complete list ofupcoming personal finance Twitter chats here