In Experian's Washington office, Zack analyzes and tracks policy proposals that could impact Experian's business and that of our clients'. In addition, he writes and edits several external and internal facing communications from Experian's Government Affairs team. Prior to joining Experian in 2010, Zack served on the staff of U.S. Senator Byron Dorgan (D-ND). He holds a Masters of Public Administration from Virginia Tech and a bachelors degree from Roanoke College.

--Zack Smith

All posts by Zack Smith

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Last year, Rep. Heath Shuler (D-NC) introduced the Medical Debt Resolution Act (H.R. 2086), which would amend the Fair Credit Reporting Act to require...

June 28, 2012 by Zack Smith

Earlier this spring, the Federal Deposit Insurance Corporation (FDIC) announced a proposed amendment to the Assessments, Dividends, Assessment Base and Large Bank Pricing (LBP)...

June 12, 2012 by Zack Smith

Although 46 states, the District of Columbia and Puerto Rico have passed laws requiring consumer notification in the event of a security breach of...

June 1, 2012 by Zack Smith

Recently there has been one area of Consumer Financial Protection Bureau (CFPB) reform that has gained support from Republicans and Democrats in Congress, as...

May 16, 2012 by Zack Smith

On March 26th, the Federal Trade Commission (FTC) released its highly anticipated final reports on consumer privacy, entitled “Protecting Consumer Privacy in an Era...

May 10, 2012 by Zack Smith

Last month, the Network Advertising Initiative (NAI)—a coalition of more than 80 leading online marketing companies—released its 2011 annual report reviewing efforts in online...

April 18, 2012 by Zack Smith

The Death Master File (DMF) is a database operated by the Social Security Administration (SSA) that contains over 87 million records with information on...

April 15, 2012 by Zack Smith

A recent Experian Automotive credit trends study revealed that vehicle history can have a major impact on loan performance. The study found that more...

April 7, 2012 by Zack Smith

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