The Psychology of Spending: How Emotions and Social Pressure Can Shape Our Money Choices

Join Experian’s weekly #CreditChat, a community conversation launched in 2012 to help people build their understanding of credit and personal finance. Each week, we discuss topics such as saving, managing debt, and building healthier credit habits. Everyone is welcome to join the conversation on X (formerly Twitter).

This week, we’re exploring the psychology of spending: how emotions, habits, social media, and peer pressure can affect the way we make money decisions. We’ll discuss common spending triggers and practical ways to make more intentional choices and build healthier money habits.

Topic: The Psychology of Spending: How Emotions and Social Pressure Shape Money Choices
When: Wednesday, November 11, 2026 at 3 p.m. ET
Where: Join the live #CreditChat discussion on X

Panelists

• Christina Roman, Senior Consumer Education and Advocacy Manager at Experian
• Jennifer White, Consumer Education and Advocacy Team

Questions will be posted shortly.

Check out our complete list of upcoming personal finance Twitter chats here.