Managing Holiday Spending and Gift-Giving When Products are in Short Supply

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.

This week we’ll discuss importance of planning for your end-of-year financial goals in addition to your holiday spending.

Topic: Managing Holiday Spending and Gift-Giving When Products are in Short Supply

When: Wednesday, November 24, 2021 at 3 p.m. ET.

Where: Join the live hashtag discussion.

The panel will include Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Beverly HarzogCredit Card Expert and Consumer Finance Analyst for U.S. News; Lawrence D. Sprung: CFP® President of Mitlin Financial, Inc.; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions We’ll Discuss:

  1. Have you started your holiday shopping?  
  2. Are you changing your shopping plans due to supply shortages? If so, how? 
  3. How can a supply shortage affect your budget this year? And how can you plan ahead for it? 
  4. How do you plan to pay for your holiday gifts this year?  
  5. Are you using any of the buy now pay later options this holiday season? If so, how are you going to track and manage your purchases and payments? 
  6. What are some ways to support small businesses this holiday season?  
  7. What kind of gifts can you give that don’t involve shopping at all? 
  8. How can you support charities who may be struggling with supply chain shortages? 
  9. How do you manage expectations around gift giving when things may be more expensive this holiday season? 
  10. Any final tips for those preparing to shop this holiday season? 

Check out our complete list of upcoming personal finance Twitter chats here.