Credit Mistakes That Can Haunt You

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.

In the spirit of Halloween, this week we’ll share tips for avoiding mistakes that can linger in your credit reports and scores.

Topic: Credit Mistakes That Can Haunt You

When: Wednesday, October 27, 2021 at 3 p.m. ET.

Where: Join the live hashtag discussion.

The panel will include Michelle Lambright Black: Credit Expert and Founder of; Patrina Dixon: Personal Finance Expert and Author, It’$ My Money; Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Beverly HarzogCredit Card Expert and Consumer Finance Analyst for U.S. News; Lawrence D. Sprung: CFP® President of Mitlin Financial, Inc.; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions We’ll Discuss:

  1. What terrifying things might you find in your credit report if you don’t check it regularly?
  2. How can impulse buying cause to you to run away screaming when you receive your monthly bill?
  3. Why is it important to address the debt skeletons in your closet?
  4. How can you prevent credit card debt that can make you feel like collectors are stalking you?
  5. What is zombie debt and how do you avoid it?
  6. How can a budget help you defeat the debt boogeyman?
  7. What can you do if your minimal credit history has you feeling like a credit ghost?
  8. How can credit repair be more of a trick than a treat?
  9. What steps can you take if you feel stuck in a credit nightmare?
  10. How can you protect yourself online if you always feel like somebody’s watching you?

Check out our complete list of upcoming personal finance Twitter chats here.

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