Identity management traditionally has been made up of creating rigid verification processes that are applied to any access scenario. But the market is evolving...
It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...
Proven identity and device authentication to minimize identity tax return fraud Identity fraud places an enormous burden on its victims and presents a challenge...
It’s hard to remember a world without online lenders. Today, fintech players continue to pop up, making it easier to cross-shop loans and land...
2015 data shows where billing and shipping e-commerce fraud attacks occur in the United States Experian e-commerce fraud attacks and rankings now available Does...
Time to dust off those compliance plans and ensure you are prepared for the new regulations, specifically surrounding the Military Lending Act (MLA). Last...
For lenders, credit bureau data is vitally important in making informed risk determinations for consumer and small business loans. And the backbone of this...
Loyalty fraud and the customer experience Criminals continue to amaze me. Not surprise me, but amaze me with their ingenuity. I previously wrote about...
Every portfolio has a set of delinquent customers who do not make their payments on time. Truth. Every lender wants to collect on those...
Compliance definitions LOA, CIP, FACTA, KYC — These acronyms seem endless, and navigating compliance can be both confusing and a painful drain on resources....
Over the next several years, the large number of home equity lines of credit (also known as HELOCs) originated during the boom period of...
Accuracy matters. It matters in dart throwing, math calculations, and now more than ever, in data reporting. The Consumer Financial Protection Bureau (CFPB) issued...
Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...
What is blockchain? Blockchain is beginning to get a lot of attention, so I thought it might be time to figure out what it...
Ensure you’re protecting consumer data privacy Data Privacy Day is a good reminder for consumers to take steps to protect their privacy online —...