Business Information Blog
The latest from our experts
Improve profiability through decision automation. This Experian article goes in depth on automating credit decisions for better efficiency.
Insights from the April 25, 2023 Commercial Pulse Report – Stronger Economy; Tightening Credit Standards
Commercial InsightsThe Commercial Pulse Report provides a bi-weekly directional update on small business credit. It delivers a quick read on macroeconomic conditions, high-level credit trends, score and attribute impacts, and other market-related activities.
Explore how Experian’s Ascend Commercial Suite helps risk managers navigate portfolio risk in an uncertain economy with data insights and strategic tools.
Insights from Experian’s Commercial Pulse Report 04-11-23 – Tightening Credit; Bank Failures
Commercial InsightsRecent news of the SVB collapse highlights the vulnerability of small banks and their crucial role in serving local communities. Small and medium-sized financial institutions should prepare for additional interest rate hikes.
If you crave economic insight into small business trends, download the Spring Beyond the Trends report from Experian, a unique outlook on the economy.
Account takeover fraud is plaguing commercial lenders, we explain how to takle it in its many forms so you can protect small business clients.
Insights from the March 14, 2023 Commercial Pulse Report – Inflation, Interest Rate Increases, Commercial Credit Default
Commercial InsightsBankruptcies and collections are on the rise since mid 2022. Pandemic-related relief and forgiveness suppressed collections for most of 2021 and the first half of 2022.
How data contribution can help unscored credit invisible small businesses
Telecommunications, Cable and UtilitiesA credit study of a regional utility found significant unscored small businesses despite positive payment history, a case for data contribution.
Insights from Experian’s 02/28/23 Commercial Pulse Report – Consumer Spending and Debt
Commercial InsightsConsumers are borrowing to maintain spending levels even though higher interest rates make borrowing more expensive.
The Q4 2022 report has just been released, the report is a great tool for keeping tabs on the quarterly credit performance of millions of small businesses.
Stay informed on small business credit performance by attending the quarterly business credit review webinar and the latest Main Street Report insights.
So far, the economy has been extremely resilient, with Q4 GDP coming in above expectations at 2.9%, inflation cooling, supply chain issues easing, and unemployment remaining low.



