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Building efficiency into credit decisions

Improve profiability through decision automation. This Experian article goes in depth on automating credit decisions for better efficiency.

Published: May 8, 2023 by Erikk Kropp
Insights from the April 25, 2023 Commercial Pulse Report – Stronger Economy; Tightening Credit Standards

The Commercial Pulse Report provides a bi-weekly directional update on small business credit. It delivers a quick read on macroeconomic conditions, high-level credit trends, score and attribute impacts, and other market-related activities.

Published: April 25, 2023 by
Anticipating Portfolio Risk During a Changing Economy

Explore how Experian’s Ascend Commercial Suite helps risk managers navigate portfolio risk in an uncertain economy with data insights and strategic tools.

Published: April 17, 2023 by Gary Stockton
Insights from Experian’s Commercial Pulse Report 04-11-23 – Tightening Credit; Bank Failures

Recent news of the SVB collapse highlights the vulnerability of small banks and their crucial role in serving local communities. Small and medium-sized financial institutions should prepare for additional interest rate hikes.

Published: April 12, 2023 by
Spring Beyond The Trends Report Out Now

If you crave economic insight into small business trends, download the Spring Beyond the Trends report from Experian, a unique outlook on the economy.

Published: March 30, 2023 by Gary Stockton
Account Takeover Fraud in Lending Services: Key Risk Management Considerations

Account takeover fraud is plaguing commercial lenders, we explain how to takle it in its many forms so you can protect small business clients.

Published: March 22, 2023 by Anna Whitener
Insights from the March 14, 2023 Commercial Pulse Report – Inflation, Interest Rate Increases, Commercial Credit Default

Bankruptcies and collections are on the rise since mid 2022. Pandemic-related relief and forgiveness suppressed collections for most of 2021 and the first half of 2022.

Published: March 14, 2023 by
How data contribution can help unscored credit invisible small businesses

A credit study of a regional utility found significant unscored small businesses despite positive payment history, a case for data contribution.

Published: March 13, 2023 by Sung Park
Experian and Oxford Economics Main Street Report for Q4 2022

The Q4 2022 report has just been released, the report is a great tool for keeping tabs on the quarterly credit performance of millions of small businesses.

Published: February 23, 2023 by Gary Stockton
Mark your calendar for the Q4 2022 Quarterly Business Credit Review

Stay informed on small business credit performance by attending the quarterly business credit review webinar and the latest Main Street Report insights.

Published: February 15, 2023 by Gary Stockton
Insights from Experian’s 1/31/23 Commercial Pulse Report – Will We or Won’t We?

So far, the economy has been extremely resilient, with Q4 GDP coming in above expectations at 2.9%, inflation cooling, supply chain issues easing, and unemployment remaining low.

Published: January 30, 2023 by Marsha Silverman
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The latest insight, tips, and trends on all things related to commercial risk by the team at Experian Business Information Services. Please follow us on social media.

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