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Experian’s latest Commercial Pulse analysis examines these trends using retail spending data alongside Experian commercial credit data.

Experian Small Business Index saw rising utilization and 91+ day past-due rates, which contributed to the monthly decline.

Main Street Report Q2 2026: Experian's small business credit analysis reveals a K-shaped economy, rising subprime debt, regional delinquency.

A path forward after SBA discontinued the use of the FICO Small Business Scoring Service (“SBSS”) for 7(a) Small Loan underwriting.

How blended credit scores help SMB lenders improve risk assessment, expand automation, reduce false declines, and drive profitable growth.

Learn how to use business credit scores to analyze portfolio risk, track migration, and make smarter commercial lending and risk decisions.

Learn how Experian unifies fraud and credit scoring to help risk managers detect threats early when lending to small businesses.

This handy guide explains the practice of Credit Portfolio Management, managing, and monitoring all aspects of your company's credit portfolio.