All posts by Gary Stockton

We're talking B2B marketing data hygiene with Tony Romero from our product team today on Business Chat.

Stagflation can impact your commercial portfolio performance. We explore options credit departments can take to identify high-risk accounts.

In our Business Chat, Greg Carmean shares how the latest SBFE attributes help lenders better assess small business risk and tap into growth opportunities.

Experian and Oxford Economics have just released the Q1 2022 Main Street report, a window into the credit performance of small businesses complete with macroeconomic analysis. Highlights: The US economy contracted in Q1 for the first time since the pandemic-driven recession ended, but the domestic economy showed resilience in the face of Omicron, lingering supply constraints, and high inflation. Delinquency rates rose across the term periods; the 90+ days past due (DPD) climbed to 0.9 percent. Looking ahead, intensifying headwinds from more aggressive Fed tightening and tighter financial conditions will slow activity this year without stalling it. Download Q1 2022 Report Watch the Quarterly Business Credit Review Webinar Hear the experts from Experian and the lead economist from Oxford Economics unpack the latest Main Street Report. Watch the Quarterly Business Credit Review

Interest rate hike, flat unemployment rate, strong job growth are just a few of the trends we are following in the Commercial Pulse Report.

Join Experian and Oxford Economics for the Quarterly Business Credit Review webinar, your window into small business credit health.

As data privacy regulations become more strict and tech firms implement change, we share how marketers can remain effective while remaining compliant.

Women-owned small businesses make up roughly 34 percent of new business starts. They are among the businesses most heavily impacted by the pandemic, and minority-owned women-led small businesses were the fastest-growing segment coming out of COVID. Despite solid growth, Women business owners face significant barriers to success. We studied a large dataset of women-owned small businesses to understand their unique needs and challenges. The result is a fascinating look at a powerful small business segment. In this talk you will learn: · Credit behaviors · Top industry sectors · Areas of opportunity for lenders Watch Recording

Experian Business Information Services has just released the Q4 2021 Main Street Report. In addition to the Omicron surge, which significantly impacted labor and consumer engagement, an inflationary surge, the most significant increase since 1982, coupled with supply-and-demand imbalances, weighed heavily on US small businesses, making a notable impact on consumer sentiment. While workers were getting raises in a tight job market, rapid price increases eroded consumers’ earning power. Average wage earnings went up by 4.0% in Q4 ’21 vs. the previous year, yet a 7.5% increase in inflation results in a net decline in real earnings. Workers’ money is not going as far as it used to. Download the latest report to get the full detail on Q4 2021 small business credit performance. Download Q4 2021 Report Join us for the Q4 Quarterly Business Credit Review We will be going in-depth on the Q4 business credit trends in our upcoming Quarterly Business Credit Review. We look forward to sharing the latest small business trends with you. Register for Webinar