
I’m excited to share the current Experian Commercial Pulse Report with you. I have the opportunity each week to analyze data on the millions of U.S. small businesses in Experian’s database and discover actionable insights that benefit our clients. Making these discoveries is rewarding work, and we utilize these insights to guide our recommendations. I thought I would share what I am watching through Experian’s bi-weekly Commercial Pulse Report (just bookmark the link; we will update it on a bi-weekly basis).
What I am watching this week:
Population and business growth in the Southern U.S. have outpaced other regions since 2021, but both are now slowing, impacting commercial credit access and delinquency rates. We include some interesting insights in this release.
- Population migration to southern states slows as commercial credit dips
- National existing home sales up in July ending streak of monthly declines
- PCE inflation rate stayed unchanged at 2.5% in July, suggesting the Federal Reserve may lower interest rates in September
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Small business lending is evolving. Experian uncovers who’s being left out and where the biggest commercial credit opportunities are hiding.
