Empowering Financial Wellness: Overcoming And Owning Money Mistakes (Episode 24)
In this episode of #CreditChatLive, we are thrilled to welcome Nia Adams, MBA (Finance), AFC®, CFEI, executive director and founder of Perspectives. Nia is a financial wellness consultant, speaker, and thought leader whose work sits at the powerful intersection of confidence and financial success. She joins us to discuss overcoming money mistakes and creating a non-judgmental environment for your finances. Nia shares her personal journey from navigating debt, financial missteps, and eviction to building a nationally recognized human-centered approach to financial wellness. Her insights emphasize the importance of mindset over mere financial literacy, advocating for a holistic view of money management. Nia’s unique approach, the Power Framework, encourages individuals to own their money story, embrace confident action, and reinforce new habits to achieve financial empowerment.
Join us as Nia Adams offers practical advice on how to build financial confidence, manage credit effectively, and prepare for homeownership. Whether you’re a high earner or just starting your financial journey, Nia’s insights will inspire you to take actionable steps towards a healthier financial future.
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#CreditChat Live is a podcast series hosted by Experian, featuring expert insights on a variety of financial topics, from credit scores to debt management. Join co-hosts Rod Griffin and Christina Roman for enlightening discussions aimed at empowering you to achieve financial success. Join us in our evolution from the decade-long #CreditChat on X, hosted every Wednesday at 3 p.m. ET. Follow @Experian on X and @ExperianNews on Facebook & TikTok for updates!
Check out the full video episode here!
About Nia Adams
Nia Adams, known as The Coins Confidant, is a financial wellness consultant, speaker, and thought leader focused on the intersection of confidence and financial success. She is the Founder of Perspectives, a financial wellness and professional development firm, and the Executive Director of The B.A.S.E. Foundation. Through interactive, non-judgmental financial wellness experiences, Nia partners with midsize organizations, community banks, and universities to help people move from knowing what to do with money to feeling confident doing it.
Rooted in her own experience navigating debt, financial missteps, and rebuilding her relationship with money, Nia paid off $57,000 in debt in under three years and went on to build a nationally recognized platform centered on practical, human-centered financial wellness. She is a three-time author, holds an MBA in Finance, and is both an Accredited Financial Counselor® and Certified Financial Education Instructor. Nia serves on the advisory board of United Way of Greater Atlanta – Douglas County and has contributed to financial empowerment initiatives nationwide. Her work has been featured in major media outlets, and she is known for creating spaces where conversations about money feel accessible, empowering, and transformative.