Budget-Friendly Holidays: Giving Without Going Broke

Join our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Join us for our upcoming #CreditChat, Budget-Friendly Holidays: Giving Without Going Broke, where we’ll explore practical ways to celebrate the season without overspending. We’ll share ideas and insights to help you give meaningfully, manage your budget, and enjoy a stress-free holiday season.
Topic: Budget-Friendly Holidays: Giving Without Going Broke
When: Wednesday, November 5, 2025
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Gina Young, MBA: the creator of Money Savvy Living; Deacon Hayes: Founder of Well Kept Wallet; Jorrell Bland: Associate Wealth Advisor at Mitlin Financial, Inc.; Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Nia Adams: Speaker, Real Estate Investor, Author and Founder of PerspectivesChange.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Join the conversation for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat.
Questions we will discuss:
- What does “giving” mean to you during the holidays — and how has that meaning evolved over time?
- How do you approach gifting when you have a large family or friend group? Any strategies for making it affordable?
- What advice would you give to someone feeling pressured to spend more than they can afford during the holidays?
- What practical tips or tools do you use to set and stick to a holiday budget?
- What are some of your favorite budget-friendly gift ideas that still feel thoughtful and personal?
- What’s a unique or unconventional gift you’ve given or received that didn’t cost much but had a big impact?
- Do you have any favorite holiday traditions that focus more on connection and less on spending?
- How can we support others in our community who may be struggling financially during the holidays?
- How can someone plan ahead financially for next year’s holidays to avoid the stress of last-minute spending?
- What’s one takeaway or intention you’re carrying into this holiday season to make it both meaningful and budget-friendly?
Check out our complete list of upcoming personal finance Twitter chats here