Preparing for Black Friday and Cyber Monday Safely
Join our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Holiday deals are calling! The average shopper plans to spend $340 on Black Friday and $300 on Cyber Monday. Join this week’s #CreditChat for tips to shop smart, stay safe, and protect your wallet.
Topic: Preparing for Black Friday and Cyber Monday Safely
When: Wednesday, November 12, 2025
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Ilyce Glink: Real Estate and Financial Wellness expert, author, speaker, entrepreneur and founder of ThinkGlink.com; Anthony Weaver: Founder of AboutThatWallet.com; Adriana Ocanas: Consumer Credit Cards Analyst for U.S. News & World Report; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Join the conversation for a chance to win a $50 Amazon gift card. Due to Rafflecopter’s recent closure, we are using Wheel of Names to select the winner. We will announce the winner at the end of the chat.
Questions we will discuss:
- How can consumers prepare a realistic budget for holiday shopping without overspending?
- What’s your biggest challenge when trying to stick to a budget during Black Friday or Cyber Monday sales?
- Do you think it’s better to use a debit card, credit card, or cash for holiday shopping — and why?
- What are your go-to strategies for spotting real deals?
- How can shoppers use credit responsibly to take advantage of rewards without going into debt?
- What’s one strategy you use to avoid impulse buying during big sales events?
- What are the red flags of online shopping scams or fake retailer websites to watch out for?
- How do returns, warranties, and refund policies factor into your buying decisions during sales?
- How do you protect your credit card and personal information when shopping online or instore?
- What’s one simple cybersecurity habit you recommend for shoppers this season?
Check out our complete list of upcoming personal finance Twitter chats here