Understanding Bankruptcy: What It Means and How to Rebuild Financially

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by@Experianon X (formerly Twitter) and all are welcome to participate.DM us any questions.

Join us for this week’s #CreditChat about bankruptcy. We’ll be discussing what bankruptcy is, how it affects your financial future, and practical steps for moving forward. Whether you’ve experienced it yourself or just want to learn more, this conversation will provide unbiased, educational insights.

Topic: Understanding Bankruptcy: What It Means and How to Rebuild Financially

When: Wednesday, October 1, 2025 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Todd Christensen: AFCPE® Accredited Financial Counselor®, Author of Everyday Money for Everyday People, and Education Manager at MoneyFit.org; Leslie H. Tayne, Esq: Founder and Managing Director ofTayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! Winner will be chosen with a wheel of names at the end of the chat.

Questions we’ll discuss:

  1. What are the main types of bankruptcy, and how do they differ?
  1. What are some signs or situations where bankruptcy might be the right option to consider?
  1. How can people manage the emotional or psychological stress that often comes with bankruptcy?
  1. How does filing for bankruptcy affect a person’s credit report and credit score?
  1. How long does bankruptcy stay on a credit report, and what does that mean for someone’s financial future?
  1. What are some common myths or misconceptions people have about bankruptcy?
  1. What resources can help people through the bankruptcy process?
  1. What positive money habits can people adopt immediately after bankruptcy to avoid falling back into debt?
  1. What are some strategies to begin rebuilding credit after bankruptcy?
  1. What does “financial recovery” after bankruptcy look like, and how can someone measure their progress along the way?

Check out our complete list of upcoming personal finance Twitter chats here.

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