Thriving Financially When You’re Self-Employed: Tips for Managing Money, Credit, and Cash Flow
Saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Join us for this week’s #CreditChat as we explore how to thrive financially when you’re self-employed! We’ll talk about managing irregular income, saving for taxes, and building a strong financial foundation for your business and personal life.
Topic: Thriving Financially When You’re Self-Employed: Tips for Managing Money, Credit, and Cash Flow
When: Wednesday, June 4, 2025 at 3 p.m. ET.
Where:Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Deacon Hayes: Founder of Well Kept Wallet; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Patrina Dixon, CFEI, RFC Founder and CEO of It’$ My Money®; Todd Christensen: AFCPE®Accredited Financial Counselor®, Author of Everyday Money for Everyday People, and Education Manager at MoneyFit.org; Felicity Watts: Author at American Consumer Credit Counseling; Jim Wang: Founder of WalletHacks.com; Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
1. What are some financial surprises someone may encounter when they become self-employed?
2. How do you create a budget when your income fluctuates month to month?
3. What tools or apps do you recommend for tracking income and expenses as a freelancer or entrepreneur?
4. How do you handle taxes and plan for quarterly payments without falling behind?
5. What strategies have you used to keep your personal and business finances separate, and how has that helped your financial management?
6. In what ways can your personal credit affect your business, and why is it important to establish and maintain separate credit profiles for your business and yourself?
7. How do you manage slow seasons or unexpected drops in income?
8. What strategies have helped you create a financial safety net or emergency fund?
9. How do you plan for retirement or long-term financial goals when you’re self-employed?
10. What’s one resource, habit, or mindset shift that’s made the biggest difference in your financial success as a self-employed person?
Check out our complete list of upcoming personal finance Twitter chats here.