Side Hustles & Credit — Turning Extra Income Into Financial Opportunity

Join our weekly #CreditChat, launched in 2012 to help our community strengthen their understanding of credit and key personal finance topics such as saving, managing debt, and building healthier credit scores. Hosted by @Experian on X (formerly Twitter), the conversation is open to everyone—feel free to DM us with any questions.
This week’s #CreditChat explores how side hustles can support your broader financial goals. We’ll discuss managing additional income, tax considerations, and using extra earnings to build credit and savings. Join us to make the most of your hustle.
Topic: Side Hustles & Credit — Turning Extra Income Into Financial Opportunity
When: Wednesday, May 27, 2026
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Felicity Watts: Author at American Consumer Credit Counseling; Anthony Weaver: Founder of AboutThatWallet.com; Patrina Dixon, CFEI, RFC Founder and CEO of It’$ My Money®; Gina Young, MBA: the creator of Money Savvy Living; Christian Sherrill: Director of Teacher Success at Next Gen Personal Finance; Latasha Peterson: Side Hustle Expert, paid of $47k of debt and founder or ArtsandBudgets.com; Todd Christensen: AFCPE® Accredited Financial Counselor®, Author of Everyday Money for Everyday People, and Education Manager at MoneyFit.org; Joyce Brewer: Emmy award-winning TV Journalist, Podcaster and Founder of MommyTalkShow.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Questions we will discuss:
- What are some of the smartest ways people can use side hustle income to improve their financial future?
- What’s the difference between using side hustle income for survival versus wealth-building?
- How can people use side hustle income to improve their credit health?
- What are some common credit mistakes people make when their income starts increasing?
- What budgeting strategies work best for people with variable or inconsistent income?
- At what point does a side hustle become a business?
- How important is business credit for entrepreneurs and side hustlers?
- What financial systems should people set up early when starting a side hustle?
- What financial tools or apps do you recommend for tracking side hustle income?
- What advice would you give someone starting a side hustle specifically to improve their financial situation?
Check out our complete list of upcoming personal finance Twitter chats here.