How to Establish Credit for the First Time
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.
This week we’ll share everything you should know about establishing credit for the first time.
Topic: How to Establish Credit for the First Time
When: Wednesday, January 26, 2022 at 3 p.m. ET.
Where: Join the live hashtag discussion.
The panel will include Patrina Dixon: Personal Finance Expert and Author, It’$ My Money; Michelle Lambright Black: Credit Expert and Founder of CreditWriter.com; Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Kembala Evans: Personal Finance Expert, speaker and author; Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News; Lawrence D. Sprung: CFP® President of Mitlin Financial, Inc.; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions We’ll Discuss:
- What does it mean to be credit invisible?
- Why is it important to establish credit?
- How can we help those who are credit invisible feel comfortable engaging with credit and financial services for the first time?
- What age should you begin establishing credit?
- How can you begin to establish credit?
- What barriers may you encounter when trying to establish credit?
- What research should you do before applying for credit?
- What are steps to manage credit and improve your scores as soon as possible once you have established credit?
- What are some pitfalls to avoid when establishing credit?
- Any final tips for establishing credit for the first time?
Check out our complete list of upcoming personal finance Twitter chats here.