Love & Money: Navigating Financial Hurdles with Your Partner 

Couple running together on trail

Join our weekly #CreditChat, launched in 2012 to help our community strengthen their understanding of credit and key personal finance topics such as saving, managing debt, and building healthier credit scores. Hosted by @Experian on X (formerly Twitter), the conversation is open to everyone—feel free to DM us with any questions.

Just ahead of Valentine’s Day, this week’s #CreditChat, Love & Money, focuses on the financial challenges couples often face and how to navigate them together. From communication and shared goals to managing debt and credit differences, we’ll explore ways to build financial trust and teamwork. Join us for a candid conversation on strengthening both your finances and your partnership.

Topic: Love & Money: Navigating Financial Hurdles with Your Partner

When: Wednesday, February 11, 2026

Where: Join the live hashtag discussion

The panel will include: Felicity Watts: Author at American Consumer Credit Counseling; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Jorrell Bland: Associate Wealth Advisor at Mitlin Financial, Inc.; Todd Christensen: AFCPE® Accredited Financial Counselor®, Author of Everyday Money for Everyday People, and Education Manager at MoneyFit.orgIlyce Glink: Real Estate and Financial Wellness expert, author, speaker, entrepreneur and founder of ThinkGlink.com; Anthony Weaver: Founder of AboutThatWallet.com; Dylan Snowden: Financial Coach and Founder of DylanTeachesFinance.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Questions we will discuss:
1. At what point in a relationship should couples start talking about money, including things like spending habits, debt, and credit, and what should they cover first?

2. What’s a financial conversation couples often avoid, and why do you think it’s so hard to talk about?

3. What role does transparency play in building financial trust between partners, and how can couples keep those conversations honest and respectful?

4. How can differences in credit scores or financial histories impact a relationship, and how can couples navigate those differences together?

5. Joint accounts, separate accounts, or a mix of both: what do you think is best for couples, and why?

6. What are some healthy ways couples can budget together without money conversations turning into conflict?

7. How can couples align day-to-day spending with long-term goals like buying a home, traveling, or planning for retirement?

8. How can partners support each other’s financial growth and learning, especially when they have different money habits or experiences?

9. What advice would you give couples trying to balance romance with financial responsibility, especially around holidays like Valentine’s Day?

10. What’s one financial habit couples can start today to strengthen both their money and their relationship?

Check out our complete list of upcoming personal finance Twitter chats here.

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