Holiday Budgeting Starts Now: How to Plan Ahead and Save More
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Ready to take control of your holiday spending? Join our #CreditChat this week as we dive into early budgeting tips, savings hacks, and planning tools to help you stay merry and financially mindful.
Topic: Holiday Budgeting Starts Now: How to Plan Ahead and Save More
When: Wednesday, August 6, 2025 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Felicity Watts: Author at American Consumer Credit Counseling; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Dawn Papandrea: Journalist, Writer, Content Specialist; Jim Wang: Founder of WalletHacks.com; Uziel Gomez CFP® AFC®: Financial Planner and Founder of Primeros Financial; Michela Allocca: Digital Entrepreneur and Founder of BreakYourBudget.com; Deacon Hayes: Founder of Well Kept Wallet; Jorrell Bland: Associate Wealth Advisor at Mitlin Financial, Inc.; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
- When do you personally start planning your holiday budget, and what prompts that process for you?
- What holiday expenses tend to sneak up on people, and how can we plan for them ahead of time?
- What are some tools or apps that can help individuals meet their savings goals and track holiday spending?
- What are some ways to start a “holiday sinking fund” now, and how much should someone aim to save monthly?
- How do you strike a balance between giving generously and sticking to your financial goals?
- What are some budget-friendly gift ideas that still feel thoughtful and meaningful?
- What are some easy, everyday habits people can tweak now to free up money for the holidays?
- What are some strategies you use to stay disciplined during big sales events like Black Friday or Cyber Monday?
- What are some tips for planning affordable holiday travel without going over budget?
- What’s one holiday budgeting mistake you’ve made in the past—and what did you learn from it?
Check out our complete list ofupcoming personal finance Twitter chats here.