Get Smart About Credit Day: Building Confidence Through Credit Education

Join our weekly #CreditChat, launched in 2012 to help our community strengthen their understanding of credit and key personal finance topics such as saving, managing debt, and building healthier credit scores. Hosted by @Experian on X (formerly Twitter), the conversation is open to everyone—feel free to DM us with any questions.

This week’s #CreditChat celebrates Get Smart About Credit Day, established by the American Bankers Association Foundation, by helping you build a stronger understanding of credit. We’ll cover credit reports, scores, responsible credit use, and practical ways to improve your financial knowledge. Join us to boost your credit confidence with trusted information and actionable tips.

Topic: Get Smart About Credit Day:Building Confidence Through Credit Education

When: Wednesday, October 14, 2026

Where: Join the live hashtag discussion

The panel will include: The American Bankers Association Foundation; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Sr. Consumer Education and Advocacy Manager at Experian.

Questions we will discuss:
Tomorrow is #GetSmartAboutCreditDay! To kick things off, what does being “credit confident” mean to you, and why is credit education so important?

The @ABABankers Foundation created #GetSmartAboutCreditDay to promote financial education. What are some of the biggest misconceptions people have about credit today?

For someone just beginning their credit journey, what are the most important habits they should develop to build a strong financial foundation?

Many people know that good credit matters, but not everyone understands why. What are some of the ways good credit can impact everyday life beyond borrowing money?

If someone wants to improve their credit, what are a few practical first steps they can take that make a meaningful difference over time?

Credit education isn’t just for young adults. Why is it important for people at every stage of life to continue learning about credit and personal finance?

How can parents, caregivers, educators, and communities help young people develop healthy financial habits even before they begin using credit?

Life happens, and unexpected expenses or financial setbacks can affect anyone. What advice would you give someone who’s working to rebuild their credit after financial difficulties?

Credit advice is everywhere: on social media, from friends, and online. How can consumers tell the difference between helpful credit information and common credit myths?

If you could share one piece of credit advice with your younger self (or someone just starting out with credit) what would it be, and why?

Check out our complete list of upcoming personal finance Twitter chats here.