Get Smart About Credit Day: Building Confidence Through Credit Education
Join our weekly #CreditChat, launched in 2012 to help consumers build their knowledge of credit and personal finance. Each week, we explore important financial topics, including saving money, managing debt, building and maintaining healthy credit, and improving overall financial well-being. Hosted by @Experian on X (formerly Twitter), #CreditChat is open to everyone. Have a question? Feel free to send us a DM.
This week’s #CreditChat celebrates Get Smart About Credit Day, a national campaign created by the American Bankers Association Foundation to help young people build responsible credit habits and avoid financial pitfalls. We’ll discuss what teens and young adults should know about credit before major financial firsts, how to make financial education more accessible and engaging, and the habits that can help build a strong financial foundation. Join us to explore how families, schools, banks and communities can help the next generation build credit confidence.
Topic: Get Smart About Credit Day: Building Confidence Through Credit Education
When: Wednesday, October 14, 2026
Where: Join the live hashtag discussion
Meet the #CreditChat Panel
The panel will include: American Bankers Association; Todd Christensen: AFCPE® Accredited Financial Counselor®, Author of Everyday Money for Everyday People, and Education Manager at MoneyFit.org; Angel Radcliffe: Financial Educator, Leadership Advisor, and Founder of Leading Beyond Limits; Kembala Evans: Financial Coach, author, speaker and founder of Kembala.com; Anthony Weaver: Founder of AboutThatWallet.com; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Sr. Consumer Education and Advocacy Manager at Experian.
#CreditChat questions:
- Tomorrow is #GetSmartAboutCreditDay! To kick things off, what does being “credit confident” mean to you, and why is credit education so important?
- The @ABABankers Foundation created #GetSmartAboutCreditDay to promote financial education. What are some of the biggest misconceptions people have about credit today?
- For someone just beginning their credit journey, what are the most important habits they should develop to build a strong financial foundation?
- Many people know that good credit matters, but not everyone understands why. What are some of the ways good credit can impact everyday life beyond borrowing money?
- If someone wants to improve their credit, what are a few practical first steps they can take that make a meaningful difference over time?
- Credit education isn’t just for young adults. Why is it important for people at every stage of life to continue learning about credit and personal finance?
- How can parents, caregivers, educators, and communities help young people develop healthy financial habits even before they begin using credit?
- Life happens, and unexpected expenses or financial setbacks can affect anyone. What advice would you give someone who’s working to rebuild their credit after financial difficulties?
- Credit advice is everywhere: on social media, from friends, and online. How can consumers tell the difference between helpful credit information and common credit myths?
- If you could share one piece of credit advice with your younger self (or someone just starting out with credit) what would it be, and why?
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