Get Smart About Credit Day

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate.DM us any questions.

Join us on X for our Get Smart About Credit chat in celebration of annual Get Smart About Credit Day! In this interactive, hour-long conversation, we’ll cover the credit basics. Don’t miss this chance to boost your credit knowledge and join the discussion!

Topic: Get Smart About Credit Day

When: Wednesday, October 15, 2025 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Felicity Watts: Author at American Consumer Credit Counseling; Raya Reaves: Founder and Finance Coach of City Girl Savings, LLC; Nika Booth: Award-winning debt expert and founder of DebtFreeGonnaBe.com; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Nia Adams: Speaker, Real Estate Investor, Author and Founder of PerspectivesChange.com; Ilyce Glink: Real Estate and Financial Wellness expert, author, speaker, entrepreneur and founder of ThinkGlink.com;  Jorrell Bland: Associate Wealth Advisor at Mitlin Financial, Inc.Bruce McClary: Senior Vice President, Media Relations and Membership for the NFCC.org; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway
Join the conversation for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat.

Questions we will discuss:

  1. Why is having good credit important, even for young adults just starting out?
  2. How can young adults or students start building credit responsibly?
  3. What’s one thing you wish you had learned about credit earlier in life?
  4. What’s the difference between a credit report and a credit score?
  5. What are the top factors that impact your credit score the most?
  6. What’s a common credit myth you’ve heard that you’d like to debunk?
  7. How often should you check your credit report, and where can you do it for free?
  8. What are some smart strategies for improving or rebuilding your credit if it isn’t where you want it to be?
  9. What steps should you take if you spot an error on your credit report?
  10. How can learning more about credit empower someone to make better financial decisions?

Check out our complete list of upcoming personal finance Twitter chats here.

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