Let’s Get Smart About Credit

Our weekly#CreditChatstarted in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.

October 19 is Get Smart About Credit Day, and we’re hosting a #CreditChat a day early to help raise awareness about this important initiative. If you are unfamiliar with Get Smart About Credit Day, it’s a single-day initiative created by the American Bankers Association Foundation, where banks across the country unite to provide credit education to teens and young adults. Get Smart About Credit Day takes place annually on the third Thursday of October.

Topic:Let’s Get Smart About Credit

When: Wednesday, October 18, 2023 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: American Bankers Association; Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Lisa M. Bender, M.Ed., NBCT: Education & Marketing Specialist at Take Charge Today; Felipe Arevalo CPFC®, CEPF®: Community Outreach Coordinator at the San Diego Financial Literacy Center; Leslie H. Tayne, ESQ: #FinLit Advocate, Speaker, Blogger and Founder of Tayne Law Group, P.C.; Dawn Papandrea: Journalist, Writer, Content Specialist; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News and World Report; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian, Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card!We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET.Complete rules here.

Questions we will discuss:

  1. What is Get Smart About Credit Day and who established it?
  2. How can young people benefit from learning about financial management and credit?
  3. Where can students go to find reliable information about credit?
  4. What role does credit play in a student’s financial future?
  5. What are common mistakes people make with their credit? Are there any important dos and don’ts of credit that are emphasized on this day?
  6. How can banks and financial institutions contribute to Get Smart About Credit Day?
  7. How can individuals and organizations get involved in promoting financial literacy on Get Smart About Credit Day?
  8. If you’ve had financial difficulties in the past, what are some ways to begin improving your credit and your credit scores now?
  9. What are some tools to help you protect your identity and your credit?
  10. What partners, alliances and supporters have you engaged with to promote student financial education in your community? Let’s celebrate them and give a shoutout!
  11. Any final tips for students and anyone else looking to Get Smart About Credit?

Check out our complete list of upcoming personal finance Twitter chats here

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