Financial Frights: How to Spot and Escape Predatory Practices That Haunt Your Wallet

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Join our spooky Halloween-themed #CreditChat where we’ll uncover the financial frights that make your wallet scream and share tricks to turn your money habits into real treats! We’ll talk about escaping debt’s dark shadows, spotting financial “ghouls,” and finding the right potions to protect your credit from haunting surprises. Don’t miss this frightfully fun chat!

Topic: Financial Frights: How to Spot and Escape Predatory Practices That Haunt Your Wallet

When: Wednesday, October 29, 2025

Where: Join the live hashtag discussion

The panel will include: Felicity Watts: Author at American Consumer Credit Counseling; Todd Christensen: AFCPE® Accredited Financial Counselor®, Author of Everyday Money for Everyday Peopleand Education Manager at MoneyFit.org; Patrina Dixon, CFEI, RFC Founder and CEO of It’$ My Money®; Kembala Evans: Financial Coach, Author, Speaker and Founder of Kembala.com; Joyce Brewer: Emmy award-winning TV Journalist, Podcaster and Founder of MommyTalkShow.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway
Join the conversation for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat.

Questions we will discuss:

  1. If your wallet could scream, what would it be screaming about right now?
  2. What habits can help protect you from being tricked by financial “ghouls”?
  3. What warning signs should you look for before a predatory lender turns your finances into a real-life horror scene?
  4. If you find yourself sinking in debt, how can you break free before it buries you?
  5. How can people safely rebuild credit after waking up from a Nightmare on Credit Street?
  6. What are the credit myths lurking in the shadows that can turn your loan dreams into a financial fright fest?
  7. What advice would you give someone who feels fearful or ashamed about having been scammed?
  8. What’s your favorite credit trick for turning good financial habits into a real money treat?
  9. What tools or “protection potions” do you use to keep scammers and shady lenders from haunting your finances?
  10. If you could give your younger self a financial survival guide, what would the title be?

Check out our complete list of upcoming personal finance Twitter chats here

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