Digital Danger: How to Protect Your Finances from Online Threats and Scams
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by@Experianon X (formerly Twitter) and all are welcome to participate.DM us any questions.
Join this week’s #CreditChat about protecting your finances from online threats and scams. We’ll explore common online risks, share tips to spot scams, and discuss practical ways to keep your money and personal information safe. Don’t miss this important conversation to help strengthen your digital defenses!
Topic: Digital Danger: How to Protect Your Finances from Online Threats and Scams
When: Wednesday, October 8, 2025 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Felicity Watts: Author at American Consumer Credit Counseling; Emily Schwartz Ph.D.: Director of Financial Education at MidFirst Bank; Eva Velasquez: CEO of the Identity Theft Resource Center; Joel Carleton: Sr. Director of Cyber Engineering & EPS Analytics at Experian Partner Solutions; Adriana Ocanas: Consumer Credit Cards Analyst for U.S. News & World Report; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
- What are the most common types of online financial scams today?
- How can individuals recognize phishing emails or fake websites designed to steal financial information?
- What role does social engineering play in financial cybercrime?
- What habits or strategies—big or small—help you protect yourself from digital risks?
- What are the risks of using public Wi-Fi for financial transactions, and how can they be mitigated?
- What steps should someone take immediately after realizing they’ve fallen for an online scam?
- What are some red flags to watch for when downloading financial apps or using online banking services?
- How can AI and machine learning be used to detect and prevent financial fraud online?
- How can parents teach children and teens about digital financial safety in an increasingly cashless world?
- What tools or resources can you use to stay updated on the latest trends in online scams and identity theft?
Check out our complete list of upcoming personal finance Twitter chats here.