Credit Myths You Should Leave in 2023 

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.

Don’t let common misconceptions about credit scores hold you back from financial success. Discover the truth behind credit card balances, building credit, and more in this week’s #CreditChat. Get valuable insights to build a solid credit foundation and make informed financial decisions.

Topic: Credit Myths You Should Leave in 2023

When: Wednesday, January 3, 2024 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Deacon Hayes: Founder of Well Kept Wallet;  Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of; American Bankers Association Foundation; Raya Reaves: Founder of City Girl Savings; Robin Palmer: University of Arizona’s Take Charge Today Financial Literacy Progam; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News and World Report; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian, Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:
1. What are some common credit report myths people should be aware of?
2. What are some myths about credit scores that people should be aware of?
3. Why is it important for people to check their credit reports and scores and where can they access them?
4. What are myths regarding credit usage that people should be aware of?
5. What are myths regarding how long information will remain on your credit report?
6. What are some myths about building credit that people should be aware of?
7. What are some myths about rebuilding credit that people should be aware of?
8. Where can consumers turn for trusted information about credit reports and credit scores?
9. Are there any credit myths that are specific to certain age groups?
10. How can we reduce the prevalence of misinformation about credit reports and credit scores in 2024?

Check out our complete list of upcoming personal finance Twitter chats here.

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