Smart Ways to Build Your Credit History

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.

This week, we’ll discuss the best ways to establish excellent credit.

Topic: Smart Ways to Build Your Credit History

When: Wednesday, July 28, 2021 at 3 p.m. ET.

Where: Join the live hashtag discussion.

The panel will include: Take Charge AmericaLeslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Patrina Dixon: Personal Finance Expert and Author, It’$ My Money; Cally Ingebritson: Friendly Financial Coach and Founder of Chillax Finance; Beverly HarzogCredit Card Expert and Consumer Finance Analyst for U.S. News; Lawrence D. Sprung: CFP® President of Mitlin Financial, Inc.Paulina LikosInvesting Reporter at U.S. News; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions We’ll Discuss:

  1. Why is it important to build your credit history?
  2. What are some simple ways to build your credit history?
  3. When should you begin to establish your credit history?
  4. What are some ways to build your credit history without a credit card?
  5. How can you build your credit history if you have few or no traditional credit accounts?
  6. How can you ensure that your creditors are reporting your payments to the credit bureaus?
  7. How long does it take to establish good credit?
  8. How can you manage your credit reports and credit scores when building credit?
  9. What are some common mistakes to avoid when building your credit history?
  10. Any final tips for those working to build their credit history?

Check out our complete list of upcoming personal finance Twitter chats here.