Better Credit Starts Now: Kick Off the New Year with Smart Money Moves
Join our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
As we close out 2025, let’s reflect on the financial lessons that shaped our year and the positive habits we plan to carry forward. Don’t miss this week’s discussion, Money Lessons from 2025 and Habits We’re Keeping in 2026, a perfect way to set yourself up for success in the year ahead.
Topic: Better Credit Starts Now: Kick Off the New Year with Smart Money Moves
When: Wednesday, December 17, 2025
Where: Join the live hashtag discussion
The panel will include: Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Questions we will discuss:
- Why is it helpful to begin building better money habits now rather than waiting until the New Year?
- What simple steps can help you gradually build better money habits and improve your financial position heading into the New Year?
- What’s one credit goal you’re setting for the New Year, and what inspired it?
- What’s the smartest first step someone can take in January to strengthen their credit?
- As we head into the New Year, what financial change are you most motivated to start?
- What’s something you want to leave behind this year to improve your financial health next year?
- What tools or resources do you find most helpful for staying on track with your credit or financial goals throughout the year?
- What habits or routines help you calm financial stress during this busy season and set a steady foundation for the New Year?
- How do you approach adjusting your financial goals if your situation changes during the year?
- How do you stay motivated to maintain good financial habits once the excitement of the New Year fades?
Check out our complete list of upcoming personal finance Twitter chats here.