Better Credit Starts Now: Kick Off the New Year with Smart Money Moves

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The start of a new year brings fresh opportunities to rethink our financial goals and strengthen the habits that help us reach them. Join this week’s conversation, Better Credit Starts Now, where we’ll explore smart money moves that can make a meaningful difference in your credit journey.

Topic: Better Credit Starts Now: Kick Off the New Year with Smart Money Moves

When: Wednesday, December 17, 2025

Where: Join the live hashtag discussion

The panel will include: Felicity Watts: Author at American Consumer Credit Counseling; Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Uziel Gomez CFP® AFC®: Financial Planner and Founder of Primeros Financial; Deacon Hayes: Founder of Well Kept Wallet; Todd Christensen: AFCPE® Accredited Financial Counselor®, Author of Everyday Money for Everyday People, and Education Manager at MoneyFit.org; Jim Wang: Founder of WalletHacks.com; Jorrell Bland: Associate Wealth Advisor at Mitlin Financial, Inc.; Yanely Espinal: Director of Educational Outreach for Next Gen Personal Finance; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Questions we will discuss:

  1. Why is it helpful to begin building better money habits now rather than waiting until the New Year?
  1. What simple steps can help you gradually build better money habits and improve your financial position heading into the New Year?
  1. What’s one credit goal you’re setting for the New Year, and what inspired it?
  1. What’s the smartest first step someone can take in January to strengthen their credit?
  1. As we head into the New Year, what financial change are you most motivated to start?
  1. What’s something you want to leave behind this year to improve your financial health next year?
  1. What tools or resources do you find most helpful for staying on track with your credit or financial goals throughout the year?
  1. What habits or routines help you calm financial stress during this busy season and set a steady foundation for the New Year?
  1. How do you approach adjusting your financial goals if your situation changes during the year?
  2. How do you stay motivated to maintain good financial habits once the excitement of the New Year fades?

Check out our complete list of upcoming personal finance Twitter chats here.

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