Alternative Data

Loan aggregators are the ultimate matchmakers. They compare the needs and qualifications of borrowers with lenders and bring the two parties together.

Charles H. Green offers his perspectives on the marketplace lending sector, and how regional banks can build better lending portfolios.

Online lenders represent a valuable resource for small businesses in need of working capital. Also known as "alternative" lenders, they are particularly useful to new businesses lacking the long, detailed credit history that banks and traditional lenders usually require to underwrite a commercial loan.

This week, we invited Charles H. Green to offer his perspectives on the online marketplace lending sector. The following article is his contribution to our series on marketplace lending.

Disruptive technology has radically changed how we shop, socialize, book vacation rentals — and even how we hail a cab. Now we have another Web-based disrupter upending yet one more venerable American institution: how we secure small-business loans.