Experian/Oxford Economics Main Street Report – Q1 2022

Published: May 31, 2022 by Gary Stockton

Experian and Oxford Economics have just released the Q1 2022 Main Street report, a window into the credit performance of small businesses complete with macroeconomic analysis.


  • The US economy contracted in Q1 for the first time since the pandemic-driven recession ended, but the domestic economy showed resilience in the face of Omicron, lingering supply constraints, and high inflation.
  • Delinquency rates rose across the term periods; the 90+ days past due (DPD) climbed to 0.9 percent.
  • Looking ahead, intensifying headwinds from more aggressive Fed tightening and tighter financial conditions will slow activity this year without stalling it.

Download Q1 2022 Report

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