The world of consumer credit can feel complex. After all, our database represents 220 million credit-active consumers nationwide with 1.3 billion updates flowing through monthly. How can a business sort through this enormous dataset to identify consumers, decision on loans, market to prospects and collect?
Experian’s Consumer Information Services division offers a suite of solutions to assist lenders, government entities, retailers and beyond with all aspects of the customer credit lifecycle.
We want to help your business make smarter decisions, fueled by best-in-class data. Shall we get started?
Acquire and Decision with the Best Data
It starts with our credit profile and a host of other products to help you with consumer identification, decisioning and retention.
Find the Right Credit Customers
Our prospecting tools arm you with the accurate data needed to make informed decisions and take advantage of opportunities to acquire more of the customers you want.
Recover More Debt
From locating hard-to-find debtors to predicting debtor behavior, our array of collections products can assist your business with strategy and recovering more debt.
Optimize Your Targeting Efforts
Combine the credit profile with trended data in ready-to-deploy, prescriptive solutions to increase response rates, optimize credit terms, and decrease attrition.
Furnishing Accurate Data
Whether it’s for regulatory compliance or optimal customer experience, we give you the solutions to assess the accuracy of consumer credit data you pass and receive.
The Making of an Experian Credit Report
Ever wonder how a consumer transaction makes its way onto an actual credit report? Discover how data is passed from a furnisher to Experian, and about the multiple data accuracy checkpoints, speed of transmission and flow of information.
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