Discover how an Experian business consultant can help your organization strengthen
your credit risk management strategies and processes, across the Customer Life Cycle,
and solve even your toughest business challenges.
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Strategic Assessment of Risk-based Loan Pricing and Relationship Profitability
Experian’s business consultants offer banks a loan pricing assessment whereby
an in-depth review of the bank’s financial status, strategic plan, lending process,
and credit management posture related to – loan yields, net loan losses, net
interest income, fee income and earnings – will yield a report of findings and
A strategic assessment of risk-based loan pricing and relationship profitability
will add to the bank’s ability to measure and govern the risk and return of
the credit lending function and select action items that will improve its lending
performance. The report will also include an external overview of how the bank
ranks versus peers and industry practices along with recommended action items to address
The return-on-investment a bank can expect to see will be based on our
client’s current financials versus their potential earnings related to advancing
their pricing capability. Risk-adjusted pricing and earnings will likely
Higher commercial loan yields, or protected loan yields for an already high-performing
Reduction in net losses through better alignment of credit risk and borrower selection
Greater accuracy of interest rate risk that account for loan costs and terms
Increased interest income by growing a smaller loan portfolio without sacrificing
price or quality
To learn more about a strategic assessment of risk-based loan pricing and relationship
profitability, complete this form for a complimentary discovery session to determine
whether your bank will benefit from improved pricing processes
About the Global Consulting Practice
Experian’s business consultants deliver powerful insight which is used by
clients to enhance credit management strategies across their consumer and small business
portfolios and the customer lifecycle. The Global Consulting Practice is a credentialed
consultancy dedicated to creating measurable and sustainable value for organizations
around the globe in financial services, banking, mortgage, automotive finance, telecommunications
and utilities, microfinance, retail credit, and debt collections. We specialize
in analytics-based decision strategies, data-driven solutions, regulatory compliance
and fraud risk management across acquisitions, customer management, collections and
overall portfolio management.
Experian’s business consultants provide clients with exceptional credit and
fraud risk management strategic insight, detailed enhancement opportunities, and deployment
strategies through deep business subject-matter expertise and client intimacy, and
a client engagement methodology to ensure consistency. We have deep knowledge
of data, analytics and software and have demonstrated the ability to synthesize this
intelligence with the deep understanding of credit management principles and practices
to solve our clients complex business needs.
Average of 20 years experience per consultant
43 consultants based throughout Asia Pacific, EMEAI, NA and the UK
Over 300 engagements across the globe in the past 12 months
Teams with local knowledge of best practices
To learn more, contact your Experian representative or call 1 888 414 1120.
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