Legislation Introduced to Empower “Credit Invisible” Consumers

Posted on Dec 04 2015 by

In a recent report, the Consumer Financial Protection Bureau (CFPB) estimated that there are more than 45 million American consumers that are “credit invisible,” meaning that they either have no credit history or a credit file too thin to receive access to mainstream credit products.

This limits their ability to get an affordable loan for a car, realize the dream of homeownership or even restricts access to capital to start a small business.  More frequently, a lack of credit history forces consumers to turn to more expensive, short term lending options.

While credit invisibles may not have a traditional credit history, many make their cable, utility and mobile phone payments on time. However, this on-time payment data is not being included in their credit file.


Experian Recognized as a Top Workplace by the Orange County Register

Posted on Dec 03 2015 by

The Orange County Register recently recognized Experian as one of the Top Workplaces among hundreds of leading companies in Orange County for the third year in a row.

In addition, we were recognized for our efforts to make our communities better, earning a separate award as the top large business for Social Responsibility.

This was based on Experian contributing more than 4,000 hours in volunteer time to various charities, including our work with Big Brothers Big Sisters of Orange County, volunteering time at 25 high schools and providing counseling and help at the OC Rescue Mission.

The selection process is based solely on employee feedback gathered from a survey. This methodology is important because it reflects what our employees think of Experian. It shows that we’re more than just a place where people work, rather we’re a community where our team members take pride in contributing.


What Has Consumers Stressed This Holiday Season?

Posted on Nov 23 2015 by

Shopping Image via Shutterstock

There are many things that can cause angst for consumers during the holiday season including travel delays, overeating, and picking a New Year’s resolution.

One of the biggest stressors is often the financial impact of holiday shopping. In fact, according to a national survey by Experian, many respondents are concerned about the financial stress of gift buying and adding debt, as well as becoming an identity theft victim.


Politics and Small Business: How Business Owners Differ Along Party Lines

Posted on Nov 18 2015 by

Voter Reg

On Nov. 8, 2016, citizens across the country will flock to polling stations to cast their votes for the 45th President of the United States. Until then, however, you can expect to hear a number of candidates offer their views on a plethora of political issues over the next year, including small business.


Setting Your Business Up for Success: 7 Tips for Keeping Business Credit on Track

Posted on Nov 10 2015 by

Small Business Bills

Small Business Saturday is just around the corner, and as it approaches there are a growing number of advertising campaigns encouraging consumers to forego the big box retailers in favor of shopping local.

As a supporter of my own neighborhood small businesses, I can appreciate the effort. After all, the success of small businesses is what really drives our economy forward. Not only do they provide employment opportunities for those in the community, but small businesses often bring a level of innovation and can stimulate growth.


Experian Survey: Millennials Are Behind in Credit Knowledge but Progressive in Using Technology to Manage Finances

Posted on Nov 05 2015 by

The Millennial generation comprise approximately 80 million people – the largest in history. Thus, it is no surprise that every type or organization from financial to automotive to healthcare are seeking to better understand their mindset and habits. Experian also recently took a look at these post-Baby Boomers to learn more about their approach to personal finance conducting a national survey among more than 1,000 people ages 19-34.


Experian Marketing Services Appoints Digital-Marketing Veteran Bridget Bidlack to Vice President of Global Product Management

Posted on Nov 04 2015 by

Smart Stats in Sports and Business

Posted on Nov 02 2015 by


More than 2.5 billion gigabytes of data is generated every single day. By 2020, it’s estimated that 40 zettabytes of data will be created. The sheer amount of data available today is changing nearly every aspect of our business and personal lives.

Big Data is also transforming the world of sports – from the way General Managers recruit and draft players, to how coaches set lineups and design plays and even how everyday fans watch and participate in professional sports. Today, every major professional sports team either has an analytics department or an analytics expert on staff. By 2021, the markets for sports analytics is expected to reach $4.7 billion. This year, nearly 57 million people in the United States and Canada will play fantasy sports.